4 days to 2017,
People spend their money in different ways.
Some just want to use them for necessity purposes
Some are economisers and others not
Some over-spend and under-spend while others have formed a habit of ignorance over their money. They are not concerned whether they use it appropriately.
They say "your actions reflects your character, that how people see you behave says a lot about who you are"
How would you want people to know your financial habits. Let's say you and your friends are to visit a friend in need, maybe sick, so you go out and shop for some snacks for him/her. Each one of you picks something they think is useful to them.What if you buy something irrelevant, what if you buy something that is only helpful for you to consume and not them, what are the criteria that you take in order to buy them something? Think about what your friends will say after you part ways. When you are with friends discussing about money and budget, how do you give your views, are you considerate, ignorant, cautious, or keen.Are you the kind of person who relies on the groups' discussion and never makes an attempt to think critically on their finances (ignorance)?
Have you ever been to a shop and you ask the price of maybe dress, and the seller offers a higher price just to see your reaction then afterwards they ask, what do you have? 😊That question is meant for them to know that well, how much can this customer can pay for this commodity. - Be smart and analytical with your finances.
This is my advise today
Admit and be eager to ask and consult on areas concerning money not well understood.
Find some texts and books concerning money management that will help you make better decisions.
During a group' spending, be considerate, remember you have a budget and plan prior to so as to stick to your budget at all times.
Remember that you have authority over your finances, stick to it, pay yourself and never be swayed out of your budget. Mpeggyjoy.Wordpress.com